For many reasons you may be unable to access the quick credit;
- Account is barred
- You are the on the network less than 60 days
- There is an outstanding quick credit loans
- Bad/Negative repayment history.
There are no set criteria however, the system will review a number of things such as the your top up history (i.e. how often you top up, the values topped up with) in order to determine a customer’s eligibility. Your repayment performance on previous quick credit loans will also be considered by the system and from this will make an offer to the specific subscriber.